Here are 3 things you can do if Mohela is not reporting to your credit bureau in 2024:

1. Reach out to MOHELA: Contact MOHELA directly to address the reporting issue. They will be able to provide details on their reporting procedures and timelines.

2. Dispute with Credit Bureaus: In case of any inaccuracies on your credit report, submit a dispute to the credit bureaus (Equifax, TransUnion, and Experian). The bureaus are obligated by law to investigate your claim.

3. Allow for Reporting Updates: Be patient as it may take some time for the credit report to reflect the updated information. MOHELA will notify the consumer reporting agencies of your loan being “Paid in Full” once your balance reaches zero. The agencies may require additional time to update their records.

Remember to regularly monitor your credit report for accuracy. If problems persist, consider seeking guidance from a financial professional or credit counseling service.

How to improve your credit report with Mohela

  • Responsible management of your student loans with MOHELA is essential for improving your credit report.
  • To enhance your credit score, it is crucial to consistently make your loan payments on time.
  • Regularly reviewing your loan account and ensuring the accuracy of the information is important. Contact MOHELA immediately if you notice any discrepancies.
  • Consider applying for loan forgiveness programs like Public Service Loan Forgiveness (PSLF), Teacher Loan Forgiveness, or Income-Driven Repayment (IDR) Forgiveness if you qualify. These programs can lead to a portion of your loan being forgiven, improving your debt-to-income ratio.
  • If you come across any inaccuracies related to your student loans on your credit report, dispute them with the credit bureaus.
  • Keep a close eye on your credit report and request a free credit report from each of the three major credit bureaus once a year to ensure accuracy and up-to-date information.
  • For more information on how to improve your credit score visit

Topic: MOHELA not reporting to credit bureau.


David Brown

He is a writer covering financial news and trends. He has over 7 years of experience as a finance writer. He and his team are dedicated in providing a comprehensive resource for students and parents to make choices based on accurate and latest information in the student loan space.

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